Investing during a pandemic
- step up & take charge

Many have exited the market to not suffer further losses, and yet there are those who are tempted to invest in the market, when the markets are down and share prices are low.

There are positive signs, with companies adapting to The New Normal and finding ways to continue business, the markets have shown upward signs. Additionally, government interventions have ensured the economy pushes forward in the right direction.

Year over year, despite tackling several challenging conditions, markets have proven their resilience. While global pandemics have a short-term impact on the market, in the long run, patience always wins. Take a look at the table below which shows how the markets fared during a pandemic.

So, how do you invest in the current market scenario?

Well ladies, the answer is simple. Invest smartly, invest wisely.

Invest In A Disciplined Manner

One wise way of investing is through Systematic Investment Plans ( SIPs). They mature over time and allow your hard-earned money to grow steadily. Think of it as achieving a goal of buying the swankiest jewellery. You don’t just do it outright, you save and save some more, till you can afford to buy it.

So, keep investing little by little. If you are already doing so; don’t stop. Do not give in to panic or greed. Stay the course and you will be alright.

Mutual Funds vs. ULIPs

While opting for systematic investments people often get confused between Mutual Funds and ULIPs. Let us explain how they are different. In a mutual fund, money is collected from a number of investors who share a common investment objective, while ULIPs are a combination of insurance and investment. This money is invested in equities, bonds, money market instruments and/or other securities to grow wealth steadily while protecting it. (in the case of ULIPs).

Market Research

You may do your own research and invest but it is a very time-consuming process. Hence we recommend you leave the investing to experts and watch your money steadily grow.

So, right now even though the markets may seem volatile, it’s important to stick to the basics of investing to grow your wealth.